Financial Calculators & Tools
No confusing sales pitches, locked features, or hidden catches. Choose a free tool below to crunch your numbers and get clear, simple answers.
Mortgage & Home Loan Calculators
Calculate what your repayment could be and see what the real cost of your home loan could be. Curious if something changes with your mortgage? Use this tool to see what happens if you change your repayment frequency, if your interest rate changes, if you use an offset account, or if you make additional or lump sum payments.
Launch ToolCar Loan Calculator
Break down the true cost when getting finance for a car or bike. See your monthly payment amounts while evaluating how upfront setup fees and balloon payments could change the total overall cost of your new vehicle.
Launch ToolSavings Goals & Interest Calculator
Use this tool to set a goal and see how long it will take to achieve it. Visualize the extra money you could make from compound interest by simply sticking to your ongoing weekly or monthly deposits.
Launch ToolInvestment Loan Calculator
Find out how much you could borrow before you even speak to a bank. See if you can comfortably afford an investment property and understand what your out-of-pocket costs might be each month.
Launch ToolHome Equity Calculator
Find out how much usable equity could be sitting in your home. See how much money you could safely borrow against your house for renovations, investing, or other big expenses without over-stretching your budget.
Launch ToolPersonal Budgeting Tool
Take control of your money without the messy spreadsheets. Easily track your income, sort out your everyday bills, and set realistic monthly savings goals so you always know where your cash is going.
Launch ToolCredit Card Costs & Refinancing
See how much credit card interest could be costing you and find out if switching to a balance transfer offer could save you money. Learn how quickly you could become debt-free by making a clear, simple repayment plan.
Launch ToolNovated Lease vs. Owning Comparison
Compare buying a car the traditional way versus using a novated lease through your employer. See how paying for a car and its running costs with your pre-tax salary could affect your take-home pay.
Launch ToolLoan Consolidation Evaluator
Got a few different debts like credit cards, store accounts, and personal loans? See if rolling them all into one single loan could lower your overall interest rate and make your monthly repayments easier to manage.
Launch ToolCredit Card vs. Perks Calculator
Is your credit card actually worth the annual fee? Compare the real cash value of the reward points, cashback, and travel perks you earn against the fees and interest you pay to see if you’re really coming out ahead.
Launch ToolBorrowing Power Calculator
Wondering “how much could I borrow?” Enter your income and everyday expenses to get a estimate of the home loan amount banks might lend you, so you could start house hunting with confidence.
Launch ToolHome Selling Costs & Profit Calculator
Planning to sell your house? Calculate how much money you could walk away with after covering real estate agent commissions, marketing fees, legal costs, and paying off your current mortgage.
Launch ToolIncome & Tax Calculator
Type in your yearly salary to instantly see what your take-home pay could be. Break down your income by week, fortnight, or month, and see how much of your hard-earned money is going to the tax man.
Launch ToolDon’t see the tool you need?
We are always adding new calculators based on what people ask for. Send us a quick message telling us what kind of math or financial tool would make your life easier.
More Tools Coming Soon
We’re currently working on even more simple calculators—including tools for tax planning, retirement savings, and small business budgets. Check back soon to see what’s new in our growing library!
Please Note: These calculators are designed to give you a helpful estimate and a basic guide. They are not exact guarantees, so it’s always a good idea to chat with a certified financial professional before making big money decisions.